Join us for Day #7 of the 20 Day Budget Bootcamp!
Hopefully at this stage of this 30 day budget bootcamp, you have a your basic budget set up, you know your financial goals, and you even have a plan to pay down debt. Now there has only been a week since this challenge started, so you may need more time – and that is ok. Just put it on your calendar of when you will finalize these details so that you really can accomplish your goals within this month!
Now we are going to focus a bit more on money saving tips, that will hopefully help you reach your financial goals even faster.
One category in your budget that we all have is for groceries. Depending on the size of your family, this could be one of your larger monthly expenses. The good news though is that this is a category that with a little time and effort, can easily be cut down so that you are spending less per month on groceries. The most common and obvious way to cut your grocery spending is to officially become a coupon user.
1. Where do I get coupons? The 3 main places I use to get coupons is the weekly Sunday newspaper, Coupons.com (for printable coupons), and jackscardsandcoupons.com where I can purchase multiple copies of the same newspaper insert coupon without having to buy multiple newspapers. I also like purchasing coupons for an amount I won’t find locally. Many times I will get a $1/2 coupon in my newspaper insert when a $0.75/1 coupon is available to purchase at jacks (that was from another region in the nation). That way I can double the $0.75/1 coupon and save $1.50 off of one item, rather than $1/2. If the coupon is printable, you should be able to print 2 copies of the coupon per computer. If you want more than 2 coupons, then you’ll have to use a friends computer to print more.
2. I have coupons collected – so now what do I do?
If you are new to using coupons, then rule #1 is to pick just ONE grocery store to start using coupons at– and weekly check the deals list for that store. (Wegmans, Tops, Walmart, and Target deals are updated weekly.) Pick the store you are already the most loyal to and just use coupons at one store so that you don’t feel overwhelmed by feeling the need to shop at 7 different stores in one week. I don’t want you to feel like you can only use coupons at one store – I just want to emphasize that it is not realistic with normal life time constraints to try and shop at ore than probably 3 stores on a regular basis.
Wegmans of course is my personal favorite, which you know if you’ve been reading here for a period of time. If you prefer to grocery shop at Tops or Walmart or even Target, then read those lists weekly and create your shopping list for the deals you want.
When you look at these deal lists, there may be some acronyms or verbage you may not be familiar with. Read this page on “Deal vocabulary” to help you interpret “coupon-ese” in no time!
Note: You CANNOT Photo copy coupons! That is illegal!
Looking for a specific store and what coupons they have available? Use the Coupon Database!
3. Learn How To Get Freebies At Drug Stores
CVS = Extra Care Bucks Rite Aid = Video Value Coupons & + Up Rewards Walgreens = Register Rewards **Each of these programs are loyalty programs which gives you cash back to use in their store at a later date. Pick your favorite drug store and you can come home with freebies on a weekly basis! **NOTE: You will NOT have the time (not even if this was your full time job) to shop for every deal that is posted on this site. Honestly, I don’t even read through every store list that I post deals on, nor do I buy them! It is impossible! Choose your favorites and ones you have time for, and just stick with that.
4. Did you know that you could Stack Coupons for even more savings?!?
Did you know that you can stack a STORE coupon with a manufacturer coupon and use both coupons on the same item? This is when saving money gets fun! Here is an example of a stacking coupon deal at Wegmans:
You’re able to use the printable manufacturer coupon with the Wegmans home mailer coupon on the same item.
This is called stacking coupons. Sometimes there are even money saving apps you can use to triple stack! (There will be more on money saving apps on Day #16.)
I also have 3 Facebook groups where there are myself and a few other bloggers that post updated deals daily. Check these out and join them if you want great deals, but don’t want to have to search for them yourself.
I usually glace at these once a day and see if there is anything I should add to my weekly grocery list. I’ll print coupons and leave them on my printer. Then each Sunday I sit down for an hour or so and create my shopping list and menu for the week and cut any coupons that I will use that week from the newspaper or from what I printed out throughout the week.
I realize that this post contains a TON of info (so much so that I don’t cover this much in a 2 hour coupon seminar!) So head OVER HERE to my 20 Day Buget Bootcamp Challenge for Day #7 and ask all of the coupon questions you want to over there! There is no such thing as a stupid question and this is a safe group to ask what you want to know about coupons!!!!!!!!!!